Dear Readers,

Today in this article, we are interested in talking about the basics of banking, the concepts and the basic definitions of terms related to banking, which sometimes becomes difficult for us to understand. The questions related to static banking awareness are mostly asked in the general awareness section of every competitive exam or if not the static portion of banking, the exam bodies nowadays give more importance towards the current affairs related to economy or banking and to learn them or understand them, one needs to have a good insight with the terms and definitions related to the basics of banking.

This article consists of a set of questions to be answered and taken as a quiz on Important Committees Formed In 2018. These types of questions are usually asked in the General Awareness section of the competitive exams which are based on current affairs. Reading and learning them can help you in scoring more marks in the GA section for sure.

In this article on IBPS Clerk Prelims 2018 Memory Based Quantitative Aptitude Questions with Smart Solutions, we are sharing some miscellaneous word problems along with the questions of data interpretation to help our readers get an idea on the right approach to tackle these problems. This year as per the notification released by IBPS for clerical cadre, around 7883 candidates will be getting the final selection after qualifying the preliminary exam and then mains exam followed by the language proficiency test.

In this article on IBPS Clerk Prelims 2018 Memory Based Reasoning Ability Questions with Smart Solutions, we are sharing some puzzles and seating arrangement questions along with the questions of syllogism to help our readers get an idea on the right approach to tackle these problems. This year as per the notification released by IBPS for clerical cadre, around 7883 candidates will be getting the final selection after qualifying the preliminary exam and then mains exam followed by the language proficiency test.

As we all know that IBPS Clerk 2018 Prelims Exam is round the corner. IBPS is conducting the preliminary exam on three days which is on 8th, 9th and 15th december in four shifts on each day. For the year 2018-19 approximately 18 to 20 lakh candidates have applied for the post of Clerical Cadre in public sector banks and only 7883 will get the final selection as per the official notification. So from this, one can easily observe the level of competition which is almost insane nowadays.


Here in this article, we will be discussing the Topper's Strategy to score 80+ in IBPS Clerk 2018 prelims exam. These strategies are shared with us by one of our reader along with his scorecard as proof which is clearly shown in the picture above. The strategies discussed below will help you to not only attempt good number of questions but also will aid you in scoring pretty good marks in the upcoming IBPS Clerk 2018 Prelims Exam.

Talking about the IBPS Clerk Prelims Exam held in 2017 the level of questions asked were easy to moderate. As per the reviews given by the candidates last year one can easily attempt 75+ questions in exam if he or she is having good command over all the three sections and have also practiced well in a given stipulated time. But there is a fact which is always need to be kept in mind that whenever the level of questions asked in exam becomes easier the cut off in contrary to it touches the sky and therefore accuracy of a candidate matters a lot accompanied by the speed to attempt maximum questions. The same thing happened last year also, a good number of deserving candidates lost the battle in the preliminary examination due to the rocket high cutoffs and thus failed to get selected for the mains examination. So inorder to target good marks in prelims exam along with surpassing the cutoffs, one need to very smart and calculative before attempting questions in exam.

How to score 80+ in IBPS Clerk 2018 Prelims Exam

IBPS has made a major change this year by introducing the sectional time limit of 20 minutes in all the three sections of English Language, Reasoning Ability and Quantitative Aptitude without making any changes in the sectional cutoffs. Therefore unlike last year candidates cannot give more than 20 minutes to any particular section and attempt more in that section. This time you need to analyse and make the right decision to select the right question on which you are sure to get the correct answer first and then move towards trying those on which you're not confident enough to get the right answer. Keeping in mind that you need to clear both sectional cutoff as well as overall cutoff to get selection for the mains examination. Hence choosing the right question and getting the correct answer along with it for scoring good marks matters a lot. Now let us look forward towards the strategies which you need and important tips to remember for each section.

Strategy for English Language

This section is the game changer in every competitive bank exam. Candidates getting good marks in Quantitative Aptitude and Reasoning Ability sections, sometimes seems to be loosing the battle at the preliminary stage itself by failing in this section. Therefore English Language section has it utmost importance and need to be handle with proper care while attempting questions from this section. The topics which are usually asked directly or indirectly in English Language includes,

• Reading Comprehension
• Fill in the blanks
• Sentence Correction
• Spot the error
• Cloze Test
• Para jumble

Now the question arises which question to choose the first and which to choose the next inorder to attempt the questions with good accuracy. To answer this, we think that you should first go with fill in the blanks including double fillers or triple fillers or if in case it's not asked in exam, then first go with cloze test. As these questions don't require your knowledge of grammar much and proves to be easier comparatively with others to find right answer from the given options. And to mark the right answer accurately you only to understand it completely to get a proper idea of what the author is saying, because sometimes it seems that usually only one or two options fits the given empty blanks correctly making it easier to choose the right answer. In addition to it if your knowledge of vocabulary or phrasal verbs is pretty awesome then fillers or cloze test can became a cake walk for you.

Next comes the Reading Comprehension and Parajumbles, for this you need to pursue all the qualities of a good reader. Reading the given content quickly and understanding them at the same time is necessary to attempt questions from this topic with good accuracy. And sometimes if you're running short of time or finding it difficult to understand the content written then you also try attempting synonyms/antonyms usually asked in reading comprehension and in Parajumbles you can try attempting the questions in which the starting or the ending sentences are being asked.

In the last, go with Sentence Correction and spot the error questions as they require your knowledge of grammar. If you are good in finding grammatical errors, the error spotting questions can become easier for you to attempt. Talking about the sentence correction questions, they're known to be easier to deal with in comparison to others. Sometimes the knowledge of idioms and phrases also comes handy while dealing with questions of sentence corrections. So try not forget these tips and prepare accordingly.

In conclusion we can say that some aspirants find English easy while for others it becomes tuff deal to attempt questions from this section. Also there are some candidates who find it easy but fails to clear the sectional cut off due to the negative marking because of incorrect answers. So you first need to read the question quickly, then understand the question correctly and after it choose the right answer smartly as 20 minutes are enough to attempt good number of questions from this section but to clear the sectional and overall cutoffs, accuracy of answers matters a lot.

Strategy for Quantitative Aptitude

Quantitative Aptitude proves to be a scoring section for most of the candidates. It's because you can arrive at the correct answer quickly after solving the question with right approach and can be sure with the marked option on accuracy. But if you will start selecting with wrong question you may end up with insufficient number of attempts. So to attempt more, some planning is required. The Quantitative Aptitude section includes the following topics which are mostly scoring in nature.

• Approximation
• Simplification
• DI
• Quadratic Equations
• Number Series
• Miscellaneous Word Problems

To give a good start and to maintain a good confidence while attempting questions throughout this section, one should start with the topic of Approximation and Simplification. Use the concepts of digital roots and unit digits to solve the problems of approximation and simplification, inorder to obtain the answers quickly and also accurately. Keep in mind to always solve the questions of simplification after following the rules of BODMAS. Questions from this topics may fetch you good marks and will definitely help you in building a good looking scorecard.

Next try to solve questions from Data Interpretations. Usually out of 5 or 6 given questions in DI, two or three questions are easier to deal with. This may include questions asking to find out ratios between two elements, differences in the values of two products, percentage change etc. The chapter wise knowledge of percentages, ration and proportion and speed maths comes handy while attempting questions of data interpretation with good accuracy. In case if you find any question in DI which time consuming or difficult to deal with the given information, you can skip that question and move towards the next one instantly.

Coming to the topic of Number Series and Quadratic equations, the questions from them are easy to deal with if you gets the logic in the first 30 seconds, but if you gets stuck with any question then skipping them is the best option. On the quadratic equations are simpler to find the answer if you are aware of the root method. Talking about the Miscellaneous Word Problems, the questions included in these may be from chapter based topics like Time & Work, Speed Time & Distance, Pipes & Cistern, Profit & Loss, Percentages, Ages and Partnership. If you have good knowledge of any of these chapter then choose the question from that topic first and solve it. But in case if you're not sure to get the correct answer, then there's no need to waste time on it.

Strategy for Reasoning Ability

Talking about the third section of the exam, the reasoning ability section comes with some very good scoring questions and also some lengthy puzzles too. But again everything depends upon the selection of your right question where you're confident to get the right answer in minimum time. The topics from this section may include,

• Inequality
• Syllogism
• Coding - Decoding
• Puzzles
• Blood Relations
• Direction based Questions

Start attempting with inequality questions with good accuracy as they are very less time consuming and easier to get the right answer. Next move towards the question of syllogism or blood relations if you have good command over them otherwise you can also choose by going with direction based questions or coding-decoding questions first as per your convenience.

Next the major portion of Reasoning Ability section most of the time consists of a number of puzzles and seating arrangement questions. This is the topic where a lot of candidates end up wasting their quality time by selecting the wrong puzzle. So if you have a good amount time left in which you think you can crack the given puzzle, then our advice will be to give a try as it can reward you 5 marks which are good enough to keep you in the competition otherwise if you are not confident enough to crack them in the least possible time then leaving this topic in the preliminary exam can be the better choice. And you can devote that time in solving the other miscellaneous word problems. One thing which you need to remember is that while attempting puzzles try to first deal with those in which less amount of information is given or the puzzles having only one variable.

Final Words

Read the instructions carefully given in every question before attempting them and select the right question smartly based on the knowledge you have in a particular topic and choose the correct option only if you're confident to get the right answer as one wrong answer can reward you negative marks and can bring your overall scores down. Also if you get stuck in any question or failing to obtain the answer then you should immediately skip that question by challenging your ego to get the right answer otherwise you will end up wasting your quality time in which you can score marks from the easier questions you are not looking at. Furthermore avoid doing any guess work, mark the option only when you are confident enough to get the right answer.

Apart from this don't read anything from 24 or atleast 12 hours before the exam, keep your mind stress free. And if you're having exam in the later slots of the day or exam in the next week or next day then it's important to avoid reading reviews of exam and asking about the number of attempts from your friends as it will not affect the scores you will obtain in any way. It's because the questions asked in exam are unpredictable and no one knows from which topic the question can be asked in next slot. In addition to it if consider the trending pattern of asking questions in exam, it is observed that topics from which questions are given in exam keeps on changing in every slot. So it's strongly recommended to focus on your preparation and depend on the practice you have done for the exam rather than on distinct reviews.

That's all in this article, if you find it useful then don't forget to share it with others and if there's any doubt, feedback or suggestions then feel free to share with us in the comment section given below.

Team Banking Dreams wishes you Best of Luck for your exams.

Thank You !!

Also Read :

Memory Based Reasoning Ability Questions of IBPS PO Mains 2018 with Solutions

Data Interpretation Questions with Unique Solutions | DI Set - 4 

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Dear Readers,

Canara Bank PO Recruitment 2018 : Online Exam's Admit Card has been released now. You can download the call letter from the link given below. The admit card can be downloaded from 4th December 2018 to 23rd December 2018. The Online Exam will be conducted on 23rd December 2018. Canara Bank is recruiting their Probationary Officers after following the PGDBF course. You can read more about in detail from the official notification.

In this article on Boats and Streams Basic To Advance Chapter 1, we are sharing some important formulae used in Boats and Streams with important questions which are usually asked in Quantitative Aptitude section of various competitive examinations. Once you have understood the basics of Boats and Streams, you can solve any problem from this topic in no time.

In this article on Data Interpretation Questions with Unique Solutions we are sharing some solved questions based on Pie Chart. The questions from Dat Interpretation are usually asked in the quantitative aptitude section of all the competitive exams. Once understood the right approach to deal with such questions, this topic becomes easy to score more marks in very less time.

In this article on Average Concepts and Tricks with Solved Examples Chapter 1, we are sharing some important properties of Average with important questions which are usually asked in Quantitative Aptitude section of various competitive examinations. Once you have understood the basics of Average, you can solve any problem from this topic in no time.

On the popular demand of our readers we have decided to write and publish an article on how to save your admit card as PDF in your mobile phone. Here for the better understanding of aspirants, we have discussed the step by step procedure with help of screenshots taken on our mobile to save the admit card of any exam from IBPS website. Hope you find it helpful.

In this article on Time and Work Basics to Advance, we are going to share the basics of Time and Work concepts and will move towards the complex problems in the coming articles. The questions of Time and Work are usually asked in the Quantitative Aptitude section of competitive exams. Once the basics and concepts are understood, you will come to know the right approach to solve the problems from this topic in very less time.

Dear readers,

The admit card of IBPS Clerk Prelims Exam 2018 has been released now. You can check and download the call letter of IBPS Clerk Prelims Exam 2018 from the link given below. The link to download the admit card will remain active from 26 November 2018 to 15 December 2018.

Dear Readers,
In this article we are sharing the important concepts of syllogism and give you an introduction to venn diagrams which is the best way to solve syllogism questions usually asked in the Reasoning Sections of Bank Exams or any other competitive exams. To solve syllogism questions in the minimum possible time it is very much necessary to understand the basics of venn diagrams. By publishing this article we are starting a series on syllogism questions with solutions from basic to advance level, so stay connected with this website for further articles on the same topic.

What is Syllogism ?

Let us first understand the meaning and definition of Syllogism and how syllogism questions are being asked in competitive exams. Syllogism is a topic of verbal reasoning or logical reasoning and it is frequently asked in various competitive examinations. These types of questions contains two or more statements and these statements are followed by some conclusions. You have to find which conclusion follows logically from the given statements.

An Introduction to Venn Diagrams

The best method of solving Syllogism questions is through Venn Diagrams. There are four categories in which the relationships between Venn Diagrams can be made as per the statements given in the syllogism problems. Let us look in detail each category one by one.

Case 1.) All A are B

This statement means that "A is the subset of set B". Here the whole circle representing A lies within the circle representing B as illustrated in the figure shown below.
The conclusions we can make from this statement may also include Some B are A or Some A are B.

Note : The statement 'All A are B' is different from 'All B are A'

Case 2.) No A are B

This statement means that two sets A and B can never overlap each other. Here in this case the circle representing A will not intersect with the circle representing B. It is same as saying 'No B are A'.
On the other hand, this statement can also be written as 'All A are not B'. To understand it with the help of an example, lets say if the statement is 'All Indians are not Ministers' that means no Indian is a Minister.

Case 3.) Some A are B

This means that some part of the circle represented by A is within the circle represented by B. There is atleast one element that is both in set A as well as in set B. In short, some elements are only in set A, some elements are only in set B and some elements are in common, meaning that they are in both set A and set B.
From this statement we cannot infer that Some A are not B. For example, if the statement is 'Some Indians are supporters of Rahul Gandhi' that doesn't mean that Some Indians are not supporters of Rahul Gandhi.

The statement 'Some A are B' can also be represented as shown in the figure given below as they are symmetrical to each other.

(i) Some A are B also indicates that All A are B.

(ii) Some A are B also indicates that All B are A.

Note : The statement 'Some A are B' is same as the statement 'Some B are A'.

Case 4.) Some A are not B

This statement means that some portion of circle A has no intersection with circle B or in other words there is at least one element in Set A that is not in Set B. It can be represented as shown in the figure given below.

The highlighted portion in the above diagram indicates that this area in Set A have no connection with Set B. But the fact which is required to be remembered is that we cannot infer this statement as Some A are B and it can be represented as shown below.

Note : This statement Some A are not B is different from Some B are not A.

Important Points To Remember

 1.  The 'At least' statement : Whenever 'At least' is used in the statements of syllogism it is considered similar to as 'Some' statements.
For example : Statement - All directors are talented
Here the conclusion can be 'Atleast some directors are talented' or 'Some directors are talented'.

 2. The 'Some not' statement : Whenever 'Some not' is used in statements it's considered opposite to 'All type' statements. Let's take an example to understand it more clearly.

Statement :
Some Singers are Cricketers.
No Cricketer is a Writer.
Some Writer are Singers.

Here the Venn diagram for the above statements can be made as shown below.

The conclusion of given in the question was 'Some Singers are not Cricketers' then this conclusion will definitely be true. As in the above figure the shaded portion shows that some singers are not cricketers and in statement also it is given that no cricketer is a writer. So this conclusion will follow.

 3. The Complementary Pairs : Either and or cases only takes place in complementary pairs. For example if the conclusion given are as follows.

(i) Some A are B
(ii) No A are B

Then from this conclusions it can be understood that if both the conclusions does not follow then any one of them will definitely be true and other one will be false simultaneously. Hence it is represented by option either (i) or (ii). These types of pairs are called complementary pairs.

Note : The fact which is also necessary to be remembered is that 'All A are B' and 'Some A are not B' are also complementary pairs. Let us understand this with the help of an example.

Statement :
All A are B
Some B are C

Conclusion :
(i) All C are A
(ii) Some C are not A
Here the Venn diagram of of the given statements can be made as shown above and as said the answer for this question will be Either (i) or (ii) follows.

That's all in this article, hope you find it worthy and helpful. This is just an introduction article, we will be publishing more such articles on Syllogism with solved examples. In case if you had any doubt or feedback then please feel free to comment below. Keep sharing and Happy learning.

Thank You !!

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In this article we are publishing some speed maths techniques which are very helpful in quantitative aptitude section of every competitive examination and especially in banking sector competitive exams. These techniques once understood will always help you in minimising the time you spend in making lengthy calculations. Hope this article turns out to be a good learning for our readers.

As we all know that Institute of Banking Personnel Selection (IBPS) has successfully conducted the examination of IBPS PO Mains 2018 for the selection of Probationary Officers across the country. The selection procedure consists of three stages which includes prelims exam and mains exam followed by the interview round in the end. This year as per the notification, only 4252 candidates will be getting the final selection.

As we all know that Institute of Banking Personnel Selection (IBPS) has successfully conducted the examination of IBPS PO Mains 2018 for the selection of Probationary Officers across the country. The selection procedure consists of three stages which includes prelims exam and mains exam followed by the interview round in the end. This year as per the notification, only 4252 candidates will be getting the final selection.

Dear Readers,

So finally as expected after the end of festive seasons, IBPS has released the scorecard for the preliminary examination held on 13 and 14 October, 2018. You can view your IBPS PO Prelims 2018 scorecard by clicking on the link given below. The result of IBPS PO Prelims 2018 has already been announced a couple of weeks ago.

As we all know that letter writing has always been the integral part of descriptive section. So, taking forward this series of sample letter writing. We are posting one more article on the same to help aspirants for their upcoming bank exams.

In this article we will be sharing some of the Military Exercises Held in October 2018 and the rest of them will be published shortly in the second part of the same. The tip to learn and remember all of them in less time is to read the highlighted part only which includes the important points of the Military Exercises and from these important points only questions can be asked in exam.

Taking forward our series of sample essay writings in the descriptive section of competitive exams of banking sector, we are publishing one more article on the aforementioned topic. The main idea behind writing this article on Cashless Economy : Boon or Bane, is to share some important points which the aspirants fails to include and execute in a particular word limit at the time of their examination.

In this article we are sharing the Government Schemes launched in the month of October 2018. The idea behind writing this article is to help all the aspirants who are preparing for their upcoming competitive exams. Here we have shared all the government schemes launched in the first week of October 2018, including the Central Government Schemes as well as the State Government Schemes in an easy to understand literature.

Dear Readers,

IBPS PO Recruitment 2018 : Mains Exam's Admit Card has been released now. You can check and download your call letter from the link given below. The admit card can be downloaded from 1st November 2018 to 18th November 2018. Approximately 10-15 lakhs aspirants applied for the post of IBPS PO and only 4252 candidates will get the final selection. The Online Mains Exam will be held on 18th November 2018.

The Prime Minister of India, Shri Narendra Modi on 31st October 2018 inaugurated the tallest statue of the world - "Statue of Unity". The 182 metre tall statue was dedicated to the nation on 143rd birth anniversary of Sardar Vallabhbhai Patel at kevadiya in Narmada district of Gujarat. At the event of launch ceremony, the Prime Minister and other dignitaries poured soil and Narmada water into a kalash to mark the dedication of the 'Statue of Unity' to the nation. The Prime Minister pressed a liver to commence a virtual Abhishek of the Statue and at the feet of Statue of Unity also performed a special prayer.

The World Bank has released its latest Doing Business Report (DBR) 2019, on 31st October, 2018 in New Delhi. As per the report, India has recorded a jump of 23 positions against its rank of 100 in 2017 and to be now placed at 77th rank among 190 countries assessed by World Bank. India's leap of 23 ranks in the ease of doing business is significant considering the fact that India had improved its rank by 30 places, a rare feat for any large and diverse country like India. As a result, India has improved its rank by 53 positions in last 2 years and 65 positions in last 4 years.

Institute of Banking Personnel Selection (IBPS) has conducted the Prelims Examination for the post of Probationary Officers successfully across the country on 13 & 14th October 2018. The exam was conducted in four different slots. The sectional time limit of 20 minutes was introduced for the first time. Approximately 10-15 lakh aspirants applied for the post of IBPS PO and only 4,252 candidates will get the final selection.

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As we all know that letter writing has always been the integral part of descriptive section. So, taking forward this series of sample letter writing. We are posting one more article on the same to help aspirants for their upcoming bank exams.

In continuation with our series of sample essay writings in the descriptive section, we are publishing one more article to assist Bank aspirants in preparing for Indian Bank PO mains and IBPS PO mains exam.

National Payments Corporation of India (NPCI) is an umbrella organisation for all the retail payments system in India. It was set up with the guidance and support of the Reserve Bank of India (RBI) and Indian Banks' Association (IBA) under the provisions of Payments and Settlement Systems Act 2007, for creating a robust payment and settlement infrastructure in the country. The organisation was set up with the following objectives -

In this short article, we are sharing some important international affairs from 1st October 2018 to 5th October 2018. Hopefully the bank aspirants, finds it helpful for their upcoming competitive exams.

Taking forward our series of essay writings on various trending topics in the descriptive writing section. We are publishing one more article in the same, as we all know that some big exams of banking sector like Indian Bank PO Mains, IBPS PO Mains etc. are round the corner.

As we all know that two big exams of the year in banking sector : Indian Bank PO Mains and IBPS PO Mains are round the corner. So we have decided to publish some articles inorder to assist you in the Descriptive Writing section. These articles will be helpful for any competitive exam.

United Nations Day is celebrated every year since 1948, on 24th October. This day is celebrated to promote the aims and achievements of the United Nations to the world. In 1971, the United Nations General Assembly recommended that the day will be observed by Member States as a public holiday. Know all about UN Day 2018, United  Nations, its 6 principal  organisation, history and working with UN by reading this article.

Indian Bank PO Recruitment 2018 : Mains Exam's Admit Card has been released. You can download the call letter by clicking on the link given below. The Online Mains Exam will be held on 4th November 2018

Dear Readers,

We are glad to inform you that, Canara Bank PO 2018 Notification has been officially released by Canara Bank for the recruitment of Probationary Officers through the PGDBF or (Post Graduate Diploma in Banking & Finance) course through Manipal Global Education Services Pvt Ltd., Bengaluru or NITTE Education International Pvt Ltd., Greater Noida, which are recognized by UGC.

IBPS has successfully conducted the Prelims Exam for the post of Probationary Officers across the country in the month of October 2018. Here in this article we will be sharing, some new types of IBPS PO Prelims 2018, Memory Based English Language Questions with Solutions for our readers, to give a brief idea on the types of questions that was asked in various slots. Hope this proves to be helpful for your upcoming exams

Institute of Banking Personnel Selection (IBPS) has conducted the Prelims Exam for the post of Probationary Officers successfully across the country on 13 & 14th October 2018. The exam was conducted in four different slots. The sections were divided in the time slot of 20 minutes each which was introduced for the first time. Approximately 10-15 lakh aspirants applied for this post of IBPS PO and only 4,252 candidates will get the final selection.

Economic reforms is mainly dependent on the Fiscal and Monetary policies. Fiscal policy is regulated by the Government of India and Monetary policy is regulated by the RBI.